Healthy Food Conference

Fruit so versatile and healthy fruit is tasty, has only a few calories and provides us with the most important vitamins. No wonder fruit plays an important role in the diet. Largely distorted raw fruit, but as many recipes, you can use fruit well into the warm kitchen, as this recipe from the Cookbook of delicious vegetarian without dead animal 77 x pleasure”shows: mustard fruit-vegetable ingredients for 2 persons: 100 g cauliflower 4 champions 1 Zucchini 1 carrot half turnip greens 1 slice of pineapple (canned) 1 Apple of 50 g seedless grapes 2 Tablespoons butter 4 Tablespoons creme fraiche 2 Tablespoons mustard 180 ml vegetable broth curry powder preparation : Wash cauliflower, clean and divide into florets. Champions clean and cut into slices. Wash Zucchini and cut into cubes. Peel carrot and cut into thin slices. Peel Kohlrabi and cut into pens.

Drain the pineapple slice and cut into pieces. Apple Peel, remove seeds and cut into cubes. Wash grapes. Butter in a pot heat. Vegetables and fruits add, sprinkle with curry powder and saute it. Add the vegetable broth and everything covered to cook in 10-15 minutes. With mustard and creme fraiche to taste. See this cookbook even more delicious recipes in conjunction with fruit, such as: do you dare Apple and plum salad, mango soup, fruity lenses so quiet times, to use fruit in the warm kitchen.

You will not be disappointed determined and your taste buds pleased. Book data: Tasty without the dead animal, producing and publishing: books on demand GmbH, Norderstedt authors grief contactor, ISBN: 978-3-8423-7540-6, price: Euro 7.90 E-Book: ISBN: 978-3-8448-2205-2, price: 6.49 company information: Britta Kummer is a writer and author. She writes cookbooks, children and youth -, was born on the 02.10.

For your private health insurance to pay too high posts? The number of those who no longer or only hard can bring your posts in the future is growing every day. The offers of insurance companies, to reduce the premium, are usually only increases the already high deductible (SB). With a change of tariff or tariff optimization save not only money each month, but receive also the nearly the same services as those who were insured before changing the tariff also in most cases. Specifically tariffs, which were completed prior to the is a modification or change to another company will be possible only if the so-called retirement provisions for the old insurer remain. Disadvantage for you: an above-average increase of your premium, even if this should be initially low. The “old year” and the compound interest effect related would be so lost.

Instead it is advisable an optimization within your existing health insurance according to section 204 VVG to perform, so there there age provisions remain and in case of a change of tariff be applied fully. High contribution savings and yet another building to your retirement provision are the result without to start again from scratch. An example shows the advantage: suppose your contribution per month amounted to (without compulsory care) 750 EUR per insured month in a collective work completed 25 years ago. Meanwhile, this insurance has set up the second or even third generation of collective and this created similarly attractive prices. Not seldom considerably lower than comparable rates from previous period.

Now, the retirement provision of the old tariff with reasonable fees of the new tariff would be charged in the event of a change. So current post 750 EUR/monthly After tariff change 420 EUR/monthly Saving approximately 330 EUR/monthly approximately 44% and it does not matter which are currently present infirmity or disease! The 204 of the insurance contract Act (VVG) gives you right there. Unfortunately, the companies find always excuses and Variant why a change just when you should not go.

What has changed for the policyholder as privately? Who plans to move to a private health insurance (PKV), must understand before some things are changing with regard to his health insurance. This decision should therefore not hastily and indiscriminately like. The main reason for the change in the PKV preferred treatment in surgeries for some. It’s no secret that doctors at private patients deserve better, and so also this preferential treatment is not surprising. After the change of the legal health insurance private health insurance you must prepare subsequent reimbursement first to have to pay the cost of outpatient treatments. This will be refunded later, of course, after it has submitted the Bills to the insurance company.

No family insurance who goes as a parent in the car need worry too, to the child, because children are not free with guarantees. The child must not only then “be insurance if the partner is still legally insured in the and yourself as the main earner” earned less than the year working pay limit. It now stands at 50.850 euros a year (as of 2012). Lower contributions who goes as a young, healthy person in private health insurance, pay lower contributions. The reason is that the age, the occupation and the history are used for the calculation. Now enormous sums of money to have to pay the risk in the age is largely unfounded, since the insurers will make retirement provisions.

Comprehensive services as a member of the PKV enjoy comprehensive services, such as psychotherapeutic, or dental treatment. Of course such things in the car must be agreed before changes in the insurance contract. Refund within a year his insurer costs no money who submit say no invoices or recipes, receives a part of its contributions refunded. Occasionally, even health insurance companies already offer this, so that a change in the car which is not absolutely necessary. Deductible for legally insured nothing new, to be paid when agreement of a deductible part even the costs of his treatment. In contrast to the statutory health insurance contributions be for less. Change within the private health insurance for the choice of the correct provider should you take time because who later want to switch in a different car, this can not just as between the sickness funds. Here it is important to note the periods of notice laid down in the contract and the minimum contractual period. Return in the statutory health insurance who once is private health insurance where, not so easy can return. Switching from PKV to statutory health insurance is subject to many conditions and is intended to prevent mainly exploiting the advantages of both systems, and bypass the disadvantages. More details can be found in a direct confrontation.